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VanMoof insurance

Good insurance is indispensable for a premium e-bike like a VanMoof. Via MOEVS Insure your VanMoof (new or second-hand) directly with the ANWB against theft and damage. Is your bike stolen within the first 3 years? Then you will be reimbursed the full purchase price. This way, you can always hit the road with peace of mind.

Please note: The ANWB enforces strict lock requirements for electric bicycles. Unfortunately, using only the VanMoof Kick Lock is not sufficient. An ART-2 approved lock is mandatory, including the use of a second ART-2 lock.

Overview of monthly premiums for theft and damage insurance per model
Door Design	Theft	Theft & Damage
S5	€7,63	€9,63
A5	€7,63	€9,63
S6	€10,75	€12,82
S6 Open	€10,75	€12,82

The prices in the table are based on the average price per month.
The price depends on several factors.
Prices may be more expensive*

Calculate your premium

The premium for insuring your VanMoof depends on a few clear factors. First of all, your place of residence plays a role; in busy urban areas, the premium is often slightly higher due to a greater risk of theft. In addition, we look at the purchase value of the bike.

20% discount on your premium
Have you equipped your VanMoof with an extra Kiwa SCM-approved track & trace transmitter, including a tracking subscription? Then the ANWB rewards you with a whopping 20% discount on the theft premium! Within a few minutes, you will have calculated your final premium and be ready for your next ride.

What are the possibilities?

Basic coverage

Theft

Recommended

Damage

Recommended

Additional options

roadside assistance

Optional

Accidents

Optional

Legal assistance for recovery

Optional

Which vehicles can I insure through MOEVS?

Insurance within

5 minutes

FAQ

Is my VanMoof insured if I only use the Kick Lock (built-in lock)?

No, unfortunately, using only the VanMoof Kick Lock or the 'Peace of Mind' system is not sufficient for insurance. Because it is an electric bicycle, the ANWB imposes the strict requirement that the bike must always be locked with an approved ART-2 lock (such as a frame lock or chain lock), and the use of a second ART-2 lock is mandatory. If you do not use these, your claim may be rejected in the event of theft.

What happens if my VanMoof is stolen?

If your VanMoof is unexpectedly stolen and your claim is approved, you are excellently protected. Is the bike stolen or declared a total loss within the first 3 years after the effective date? Then you will be reimbursed the full purchase price. This allows you to quickly purchase a comparable model again. From the fourth year onwards, a depreciation scheme applies.

Note: In the event of theft, the ANWB requires you to hand over the original bicycle keys for your ART-2 lock(s). Ensure that at least one of the keys shows normal signs of use.

Do I get a discount if my VanMoof has a built-in tracker?

Yes! The ANWB rewards good security. Does your VanMoof have an extra Kiwa SCM-approved track & trace transmitter, in combination with an active tracking subscription? Then you receive a whopping 20% discount on the theft premium.

Is the battery of my VanMoof also insured?

Yes, if you choose the Theft or Theft & Damage coverage, the battery (whether integrated into the frame or removable) is insured as standard. Should the battery be damaged by a fall or collision, or be stolen, it will be reimbursed. A major advantage of the ANWB is that not only new but also refurbished batteries are fully insured!

Can I also insure my second-hand VanMoof S3 or S5?

Certainly! Even if you purchased your VanMoof S3, X3, S5, or A5 second-hand (or via an outlet), you can easily insure it with the ANWB via MOEVSEspecially for the second-hand market, it is a major plus that any refurbished batteries are also covered.

What is the deductible in the event of damage or theft?

The ANWB uses clear, fixed amounts for the deductible:

In the event of theft or total loss of your VanMoof, an excess of 5% of the insured amount applies.
In the event of damage to the bicycle (after a fall or accident), a fixed deductible of €50 applies.
In the event of theft of separate parts, such as the battery, a deductible of €50 also applies.

When and where can I use Roadside Assistance?

If you have taken out the additional Roadside Assistance coverage, the ANWB will get you back on the road quickly in the event of a breakdown with an (emergency) repair. What makes this service unique is that the coverage applies not only to breakdowns while on the road, but also provides immediate roadside assistance from your (temporary) home address or holiday destination. If your VanMoof cannot be repaired on the spot, you and your bike will be safely transported home or to a bicycle specialist.