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Insure your electric bicycle at MOEVS

Want to insure an electric bicycle? MOEVS You can arrange this easily and quickly in cooperation with the ANWB.. Whether you cycle to work daily, ride recreationally, or own a premium model like VanMoof, Tenways, Lemmo or MOEVS Bike, good electric bike insurance protects you against theft and unexpected damage..

Report damage? | Report theft? | Report lost or replacement key?

What are the possibilities?

Basic coverage

Theft

Recommended

Damage

Recommended

Additional options

roadside assistance

Optional

Accidents

Optional

Legal assistance for recovery

Optional

Which vehicles can I insure through MOEVS?

Insurance within

5 minutes

FAQ

How is the premium calculated?

The premium for bicycle insurance is determined based on several factors. These include your place of residence, the type of bicycle, and whether it is an electric bike. Additionally, the purchase price of the bicycle plays a role. Your personal premium is calculated based on this data.

For what value are you insured?

Your bicycle is insured based on its purchase value. In the event of theft or total loss, you will receive compensation based on this original value for the first three years. After that, the compensation may depend on the age of the bicycle.

Is the battery of an electric bicycle also insured?

Yes, the battery is automatically included in the insurance coverage when you choose Theft or Damage. If your battery is damaged in a collision or if the battery (or another part) is stolen, it will be reimbursed according to the terms and conditions. Good to know: the ANWB insurance covers not only new batteries but also refurbished ones. That is certainly convenient if you drive a second-hand model!

How much is the deductible?

The ANWB applies fixed and transparent amounts for the deductible. The exact amounts are as follows:

In the event of theft or total loss of the bicycle, an excess of 5% of the insured amount applies.
In the event of damage to the bicycle, a fixed deductible of €50 applies.
In the event of theft of individual parts of your bicycle, such as the battery, an excess of €50 also applies.

When do I get roadside assistance?

When you have chosen the additional roadside assistance coverage, you can count on the best assistance in the event of a breakdown. With an (emergency) repair, we will get you back on the road quickly. What makes the ANWB unique is that the coverage applies not only to breakdowns while on the road, but also offers immediate roadside assistance from your (temporary) home address or holiday address. Is an on-the-spot repair not possible? Then you and your bicycle will be safely transported to a bicycle specialist or back home.

What does the two-key policy entail?

In the event of your bicycle being stolen, the insurer may ask for both original keys to the bicycle lock. This is used to verify whether the bicycle was actually locked at the time of the theft. It is therefore important that you keep both keys safe.

How do I get compensation if my bicycle is stolen?

When your bike is stolen and the claim is approved, everything will be fine again quickly.. Will your bike within the first three years stolen or declared a total loss after the effective date? Then you will be reimbursed the full purchase price.. In many cases, this means that you can pick out a new one of the same value at your bicycle dealer as soon as possible.From the fourth year onwards, a convenient depreciation scheme applies whereby you receive a percentage of the insured amount.

What are my obligations regarding bicycle keys?

To properly insure your bicycle against theft, it must always be locked with an approved lock (and any mandatory second lock). Should your bicycle be stolen, the insurer requires you to hand over the original bicycle keys. Please note: at least one of the original keys must show normal signs of use. Did you lose a key? Always have an original spare key made immediately and report this to the insurance company.